Are you are bogged down by credit card, loan, hp and or store card payments? If so consolidation may be an option. If you have equity in your property firstaidmortgages.com can help you remortgage to consolidate your debts into one easy to manage monthly mortgage payment.

In many cases, consolidating your debts could significantly reduce your monthly outgoings and help keep your credit history on the straight and narrow. If you’re a homeowner chances are you may have thousands of pounds worth of equity built up in your property.

Remortgaging to release some of that equity can be an effective way of raising cash as your monthly repayments will often work out much cheaper than other forms of personal finance such as credit cards and personal loans.

Some lenders may place restrictions on what you can do with the cash you raise but at firstaidmortgages.com we are happy to help you remortgage to raise cash for any legal purpose. That means that whether you’re looking to raise money for home improvements, a family holiday, new car, a deposit on a second home abroad, or anything else firstaidmortgages.com could help.

When consolidating debt, please always consider the following:

• Your current loan may be on a fixed rate that may be lower than the new rate of your mortgage
• To reduce your payments you may need to extend the term of the loan
• The overall amount repaid on the amount you originally borrowed may increase
• There may be an Early Repayment Charge on any loan you consolidate

Securing an unsecured loan against your home, may mean your home is at risk should you not keep up payments on the loan. Whatever your circumstances, contact us today to see how we can help.