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Remortgage without proving your income...
No payslips or P60 required Contract workers Income from various sources		One day self-employed No trading history Self assessment
The process of applying for a remortgage when you are self employed is different to if you are employed, this is mainly due to the variety of sources that make up your income. If you are self employed, instead of supplying your lender with payslips as a proof of your income, you will need to either: provide copies of your audited accounts, which will normally have to go back over a two or three year period, or, you will have to self certify your income to your lender. Some lenders charge a slightly higher interest rate if you self certify your income, so you will need to think about whether you are happy to accept this higher rate, or try to prove your income to secure a lower rate.

Benefits of self certification The good news for the self employed is that there are lenders who recognise and accept these different sources of income and have a range of competitively priced remortgage products available. firstaidmortgages.com has access to remortgage products specifically designed for the self employed. We specialise in providing you with self employed remortgage products and we can offer competitive fixed, discount and variable rate mortgages that are specifically designed for the self employed looking to self certify Contact us today to see if we can save you money or reduce your monthly payments.

Remortgage without proving your income...